About the role
Kapital HR is looking, for one of its clients, an important bank in Romania, for a young and dynamic person who wishes to build a career in this industry.
Responsibilities
Responsibilities
- Identifies the needs of potential clients, presents the bank's offer of products and services, thus contributing to the development of the client portfolio;
- Knows in detail the range of retail products and services offered by the bank, taking care to improve their knowledge for this purpose;
- Promotes an attitude towards clients that allows their interest to be won by treating them with professionalism, politeness and constant concern for finding solutions to their requirements and needs;
- Actively promotes the bank's products and services, having to meet monthly sales targets;
- Provides the information and forms required for opening an account for both legal entities and individuals;
- Receives the documentation for opening an account from the client, obtains the approval of the legal counsel (for special cases: e.g.: SA, Autonomous Authorities, investment funds) and the approval of the Branch Director and opens the account in compliance with the regulations in force;
- Receives settlement documents from clients for their analysis, verification and recording in the accounts of the holders in accordance with the provisions of the BNR Regulation on the carrying out and control of settlement operations between banking companies;
- Scans and sends the documents to the head office to be centralized;
- Enters the cash documents, making sure of the correct symbolization, destination and amount;
- Verifies the consistency of the signatures and of the stamp imprint on the settlement documents, the available balance in the account, presented by clients, with those existing on the signature specimens at the bank;
- Sets up, modifies or cancels, at the clients' request, the products offered by the bank for saving in lei or foreign currency;
- Is responsible for the correctness of the method of calculating and recording the banking commissions and fees for the operations carried out, in accordance with the bank's rules and circulars;
- Issues account statements daily, verifies the correct recording of the operations according to the settlement documents against the account statement;
- Keeps records of the clients' current and deposit accounts in lei and foreign currency and ensures that they do not show debit balances;
- Issues the account statements together with the annexes to the holders or their authorized representatives, under signature, or sends them by post on the established dates;
- Verifies daily the journal of the operations recorded in the holders' accounts, cross-checked, under signature, and archives it together with the day's documents;
- Ensures the handling, recording, verification, packaging, security of the cash and cash substitutes (traveller's cheques, crossed cheques, cash cheques, standard forms with and without special regime) in accordance with the legal provisions in force;
- Ensures the level of the cash balance in accordance with the limits established by the BNR and by the internal working rules;
- Carries out all the operations of the circulation cash desk – cash and cash-substitute withdrawals/deposits with the correct application of the internal working rules;
- Carries out all the operations of the currency exchange office – sale/purchase of foreign currency – with the correct application of the internal working rules;
- At the end of the day, totals, based on the cash documents, the amounts collected/paid, verifies their correct recording in the IT system based on the journal of operations, draws up the circulation cash desk register and the currency exchange office register, signing for accuracy;
- Ensures that the operations/transactions are well documented in accordance with the legislative requirements and the Bank's internal regulations;
- Reports suspicious transactions to the Customer Service Coordinator / Branch Director and the Compliance Department.
- Replaces the person responsible for the reporting related to the prevention and combating of money laundering and the financing of acts of terrorism;
- Manages the activity of applying the international sanctions for the freezing of funds
- Has the obligation to know, observe and apply the legislative provisions as well as the Bank's internal regulations regarding the activities related to the prevention and combating of money laundering and the financing of acts of terrorism.
Requirements
Requirements
- The legal regulations in the banking field (rules, instructions and regulations specific to one's own sphere of activity. E.g.: the procedures regarding customer knowledge, the procedures regarding the prevention of money laundering);
- Working procedures, operational flows specific to the activity;
- Excellent communication and relationship skills;
- Minimum 1 year of experience in a similar position.
Apply for this role
Fill in the form and attach your CV. We will contact you if your profile is a match.
Kapital HR
At the level of key roles, recruitment is not a volume process. It is a business decision with direct impact on the performance, stability, and direction of an organization.
